The affects of having a critical illness can end up affecting you and your families’ lives more than you thought. Financially, you may not be able to support them whilst you are in recovery, so having insurance for if this did happen would make life easier and paying the bills wouldn’t be something you have to worry about.
Illnesses such as cancer, strokes and heart attacks are all critical illnesses where you would receive a sum of money to aid you and your family during your time of illness. This cover is suitable for you if your family are reliant on you for money, and could help them pay the bills, mortgage and childcare when you are not receiving your usual income.
These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
WHY GET THIS INSURANCE?
Covering a wide array of illnesses, our range of critical illness insurance options can provide you and your family with the security they need, and can support any mortgage payments you may have. The money you receive upon diagnosis can be used to pay for private treatment, allow you to cut down your working hours and put you in a better financial position, so if you feel that these are things you would like to have access to in this situation, you should consider getting this cover.
CRITICAL ILLNESS PLANS MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. THE DEFINITIONS VARY BETWEEN PRODUCT PROVIDERS AND WILL BE DESCRIBED IN THE KEY FEATURES AND POLICY DOCUMENT IF YOU GO AHEAD WITH A PLAN.
These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
