Home Mover Mortgages

Thinking of moving to a new house but not sure what to do about your mortgage? Our mortgage transfer service allows property owners to easily move your current mortgage in your home to the new home you want to move in to. The process of moving your mortgage is referred to as porting, and there are many options available to our customers.

Although some transfer fees may apply, it is possible that we can find you a better deal on your mortgage based on your needs, circumstances and preferences and potentially save you some money. Reviewing your income and commitments, we can offer you repayment options that you can afford.

THINGS TO CONSIDER WHEN CHOOSING A MORTGAGE:

* Methods of Repayment *
* Mortgage Products *
* Mortgage Terms *
* Product Incentives *
* Which Insurance to Choose *
* What Fees are Involved *

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

CREDIT CHECKS

It is essential that before you start looking for a house, you work out how much you can afford for the deposit, home insurance and repayments. No matter which mortgage you go for, all lenders carry out a detailed credit check to make sure you have a good credit history and can be relied on to make the payments on time. Even if the mortgage you wish to transfer costs the same as your new one, your lender will still reassess you as if it was your first mortgage, to ensure your financial circumstances are the same.

GET A CONSULTATION

If you’re moving to a new house and are wanting to transfer your mortgage over, contact Options Mortgage Centre today for advice on 01253 294480.