Options Mortgage Centre has grown from the one founding director to having three full time Advising Partners (Richard and Graham). Together with Karen Our Office Manager, Jasmin our Mortgage Manager, Michael our Protection Manager and Lorraine our Training & Compliance Manager, we all work together to ensure we provide a first class customer service in a compliant manner. We are also supported by an excellent team of experienced administrators, Shaun, David, Rachel, Chloe, Lyndsay, Carol, Luca, Lauren and Ben Tobin

Our team of self employed mortgage and protection advisers consists of Chris Hulme, Dave Harper, Steve Moseley, Jane Weston, Nick Perry, Pete Burdell, Joanne Rowe, Fiona Watts, Mark Heaton & Ben Moss who work across the North West of England. Michael Connolly and Luca Barrea provide advice on our General Insurance products.

Michael Connolly and Luca Barrea also provide advice on our General Insurance products.


Options Mortgage Centre came about in 1996. It was started by one of the 3 directors ‘Richard Tingey’ and was originally called ‘Friendly Financial Services’.

Within 2 years of setting up the business, Rick decided to expand from mortgages, into: investments, pensions and savings.


We have a combined experience in years across all the team members of 250 years’ in financial services & across the team we convert on average up to 1,500 mortgage applications per annum alongside insurances to support the customer in the event of the unforeseen.

Our head office on Topping Street Blackpool houses all our administration, two of our senior advisers and all three directors.  We have been in the same offices, with the same opening times for the last 18 years.  We have got more than four thousand live and returning regular clients.


All other advisers work between estate agents, accountants, solicitors and home visits and although we work typically within a sixty-mile radius of our head office, we have advisers based in Blackpool, Preston, Bolton, Merseyside & Manchester.  We also work nationally for any customer that wants our service proposition via Telephone, Video Conferencing & Email.

The Options Mortgage Centre ethos is to offer the best service that we can and ensure that the customer gets the best quality offering available.  All our advisers are handpicked and should come from experienced and compliant backgrounds. Advisers must also be able to demonstrate a thorough understanding of our market place.

When Richard Tingey originally set up the business it was because he was personally dissatisfied with the services offered by the tied adviser & the lack of understanding of the people that do not fit on a standard one size fits all mortgage application.