Some people choose private healthcare as an alternative to waiting for NHS treatments, because there is likely a shorter waiting time to see a general practitioner, and you can choose to be covered for more things depending on the policy you choose. You usually have to pay a monthly sum to your insurance company, in order to cover the medical cost of treatment. Where some policies cover chronic illnesses, some many only cover short term ones and surgery, so we are here to advise you on the best choice for you.
PRIVATE MEDICAL INSURANCE
PRIVATE HEALTHCARE vs NHS
Private healthcare insurance can provide you with many advantages over just relying on the NHS. Choosing private health insurance can provide you with a wider range of options when receiving healthcare, and you will not have to wait as long for the treatment you need. Private healthcare facilities tend to be of a higher standard as you will receive care in a cleaner hospital that could have private rooms, en suites and more modern facilities.
Here at Options Mortgage Centre we have access to policies that give you the newest and best procedures, and provide you with personal care that you don’t receive on the NHS. For your peace of mind, you can still take advantage of the free NHS facilities whilst using private care where you feel necessary.
Although you may sometimes be treated in the private ward of NHS hospitals, our policies also give you access to private hospitals, giving you access to surgeons, physicians and anaesthetists when you need it.
Private medical insurance is very different to life insurance as you are covered for a multitude of treatments in private hospitals or a private ward in an NHS hospital, whereas life insurance does not guarantee you any specialised treatment, you are just covered for a lump sum pay out.